PRIVACY POLICY
Effective Date: July 17, 2026
Welcome to Clear Value Insurance ("Company," "we," "us," or "our"). Your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and disclose your personal information when you visit our website, request an insurance quote, contact our agency, or use any of our services (collectively, the "Services").
By accessing or using our Website, you agree to the practices described in this Privacy Policy.
Information We Collect
We collect information in the following ways.
A. Information You Provide
When you:
Request an insurance quote
Schedule a consultation
Complete a contact form
Call or email our office
Subscribe to email or SMS communications
Request information about Medicare, health, life, retirement, or other insurance products
We may collect:
Full name
Email address
Mobile phone number
Mailing address
ZIP code
Date of birth (when necessary for insurance quotes)
Insurance preferences
Information needed to prepare insurance comparisons
Any additional information you voluntarily provide
We refer to this as Customer Information.
B. Information Collected Automatically
When you visit our Website, we may automatically collect:
IP address
Browser type
Device type
Operating system
Pages visited
Time spent on our Website
Referring website
Search terms
Website interaction data
This information is collected using technologies such as:
Cookies
Log files
Web beacons
Pixels
Analytics tools
You may disable cookies through your browser settings, although some Website features may not function properly.
How We Use Your Information
We use your information to:
Respond to your inquiries
Provide insurance quotes
Compare available insurance plans
Schedule consultations
Contact you regarding your request
Process policy applications
Provide customer service
Send appointment confirmations and reminders
Send policy updates and renewal reminders
Send educational resources related to insurance
Send marketing communications only if you voluntarily opt in
Improve our Website and customer experience
Monitor Website performance and security
Detect fraud or unauthorized activity
Comply with applicable legal and regulatory requirements
We do not sell, rent, or trade your personal information.
We do not share customer opt-in information with third parties or affiliates for marketing purposes.
SMS Communications & Mobile Information
Users voluntarily opt in to receive SMS messages by providing their mobile phone number through our Website and explicitly selecting an optional SMS consent checkbox before submitting a form.
Consent to receive SMS messages is voluntary and is not required to receive insurance services or quotes.
No SMS messages are sent without your affirmative consent.
If you opt in, you may receive messages regarding:
Quote requests
Appointment confirmations
Appointment reminders
Policy updates
Renewal reminders
Customer support
Insurance application status
Educational information
Promotional offers (only if separately consented)
Message frequency varies.
Message and data rates may apply.
Reply STOP to opt out at any time.
Reply HELP for assistance.
Wireless carriers are not liable for delayed or undelivered messages.
SMS opt-in data and consent will never be shared with third parties or affiliates for marketing or promotional purposes.
Text messaging originator opt-in data and consent will not be shared with any third parties except vendors that support our SMS messaging services.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information may only be shared with service providers performing services on our behalf, including customer support, scheduling, payment processing (if applicable), or SMS delivery. These providers are contractually required to safeguard your information.
Information Sharing
We may share limited personal information with trusted service providers solely to operate our business, including:
Insurance carriers
Licensed insurance partners
CRM providers
Website hosting providers
Email service providers
SMS service providers
Analytics providers
Customer support platforms
These providers may use your information only to perform services on our behalf and are required to protect your information.
We do not authorize these providers to use your information for their own marketing purposes.
Cookies & Tracking Technologies
We use cookies and similar technologies to:
Improve Website functionality
Remember your preferences
Analyze Website traffic
Measure marketing effectiveness
Improve user experience
You can control cookie settings through your browser at any time.
Data Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information.
These safeguards include:
SSL encryption
Secure data transmission
Restricted employee access
Industry-standard cybersecurity practices
Although we strive to protect your information, no method of electronic transmission or storage is completely secure.
Data Retention
We retain personal information only as long as necessary to:
Provide insurance services
Respond to quote requests
Maintain customer records
Comply with legal and regulatory requirements
Resolve disputes
Enforce agreements
Maintain SMS consent records for compliance
You may request deletion of your information, subject to any legal or regulatory record-retention requirements.
Your Privacy Rights
Depending on applicable law, you may have the right to:
Access the personal information we maintain
Correct inaccurate information
Request deletion of your information
Withdraw consent for marketing communications
Opt out of SMS communications by replying STOP
To exercise these rights, please contact us using the information below.
Do Not Track
Depending on applicable law, you may have the right to:
Third-Party Links
Our Website may contain links to third-party websites, including insurance carrier websites or external resources. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing personal information.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our business practices, technology, or legal requirements.
Any updates will be posted on this page with a revised effective date.
Contact Us
If you have questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact us.
Clear Value Insurance
Email: [email protected]
Phone: (702) 800-1767
Address: Henderson, NV 89044
Medicare Disclaimer:
We do not offer every plan available in your area. Currently, we represent multiple organizations that offer multiple products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all available options.
Clear Value Insurance is not affiliated with or endorsed by the U.S. government or the federal Medicare program.
